Maryland Online Insurance School

The TESTivity Virtual Learning Experience is a web based pre-license course that includes all the study material you could possibly need to prepare for (and pass) your Maryland Life, Accident & Health, Property & Casualty and Investment License exams.

--Matt Williams CLU, ChFC, CFP®


Simply because it is the best way to prepare for the Maryland insurance exam, at our insurance school we strongly suggest you enroll in the full test prep course--Virtual Learning Experience. To accommodate those Maryland insurance license candidates who only need part of the course, you may purchase prelicense study material/learning tools separately below.

The full course includes ALL of these learning tools.

What our students have to say...

I can't say enough good things about Latitude Online Insurance School.

The training is comprehensive, easy to understand and was the main reason for my success in the state exam.

Obviously, you get as much out of any training as the energy you put into it, but I enjoyed every minute of the online courses and tutorials. I was able to spend as much time as needed on each individual lesson, since the way the information is presented makes it easy for even a relative novice to understand.

This is by far the best program I've ever worked with and highly recommend it.

--Raymond, Life & Health Course

Wouldn’t change a thing!

It seems like they have this course perfected. I love the package deal you get for the price you pay.

--Lauren, Property & Casualty Course

Maryland Insurance School Study Material for the Licensing Exam--Product Samples

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Maryland Insurance Exam PreLicense Video Course

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Maryland Insurance Exam Virtual Text Book

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Maryland Insurance License Exam Audio Course

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Learning Games for the Maryland Insurance Exam

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Mind Mapping Graphics--Maryland Insurance Test Prep

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Online Maryland Insurance Exam Flash Cards 

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Maryland Insurance Test Practice Questions & Exam Simulator 

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Glossary of Insurance License Exam Terms

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Personal Coach--Maryland Insurance Exam Expert

EVERYTHING is included in our online Maryland insurance license course, the TESTivity Virtual Learning Experience.

Everything you need to know about how to get an insurance license in Maryland...

What are the questions on the Maryland insurance exam like? Do you have any sample insurance test questions?

    The questions in our insurance exam simulator are VERY representative of the questions on the Maryland state licensing exam. Here are a couple examples of what you can expect:
Maryland Insurance School Sample Practice Questions from the Licensing Exam

Maryland Property & Casualty Exam Questions

Which section of coverage in a CGL Policy provides protection to an insured against charges of malicious prosecution and false arrest?

  1. Coverage A - Bodily injury liability
  2. Coverage B - Personal injury liability
  3. Coverage A - Premise operations liability
  4. Coverage A - Products and completed operations liability

Maryland Life & Health Exam Questions

When would a deferred annuity pay a death benefit to a beneficiary?

  1. When the owner of a variable annuity dies before annuitizing, and the cash value is greater than the cost basis
  2. When the owner of a variable annuity dies before annuitizing, and the cash value is less than the cost basis
  3. If the annuitant dies after starting the monthly income payments
  4. Deferred annuities never have a death benefit

Maryland Insurance Regulations

In Maryland, a lapsed policy may be reinstated:

  1. within 1 year of policy lapse
  2. up to 90 days after the grace period expires
  3. never
  4. within 3 years of policy lapse

Answer: B

Coverage B provides protection to a business owner against personal injury and advertising injury losses. Do not confuse the term "personal injury" with bodily injury. Personal injury would include:

  • False Arrest, Detention or Imprisonment
  • Malicious Prosecution
  • Wrongful Eviction
  • Defamation of Character
  • Invasion of Privacy
  • Answer: B

    If the owner of an annuity dies during the accumulation stage, the beneficiary will receive the greater of:

    The cash value of the contract on date of death -OR- The decedent’s cost basis

    Answer: D 

    If a policy lapses, Maryland insurance law allows the policy owner may apply to have the policy reinstated. The insured must provide evidence of insurability; and pay past-due premiums, any outstanding policy loans, and interest on the outstanding loan and past-due premiums. Reinstatement must be applied for within 3 years.

    Insurance exam practice questions and the exam simulator are included in our online Maryland insurance license course, the TESTivity Virtual Learning Experience.

    You can get more free insurance exam sample questions and and lots of other cool stuff on our Insurance Licensing Test Tips page (near the bottom under FREE insurance exam practice tests).


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    Where is your Maryland insurance school located?

      The best way to prepare for your Maryland insurance exam is through the TESTivity Virtual Learning Experience, which is entirely online. Occasionally we are asked to provide a live insurance test prep class for a large group. When we teach class in the Baltimore area we use the Van Sant Executive Suites conference room located at:

      210 E. Lexington Street Baltimore, MD 21202


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    The Maryland Insurance Licensing Exam Virtual Learning Experience is AMAZING! This package includes EVERYTHING you need to pass the Maryland insurance licensing exam!

    • Interactive Video Course
    • Virtual Textbook
    • Audio Reinforcement
    • Virtual Flash Cards
    • TESTivity Mind Maps
    • Interactive Crossword Puzzles
    • Quizzes and Exam Simulator
    Virtual Learning Experience--Maryland

    Maryland Insurance School

    Please take a minute to experience the learning tool samples through the menu above...You will agree, The TESTivity Virtual Learning Experience is the absolute best way to prepare for your Maryland state insurance licensing exam.

    Thank you for visiting LATITUDE Insurance & Securities Test Prep's Maryland insurance school online licensing course. Before you leave, be sure to check out our Maryland insurance exam Test Tips page. Every question counts, spending just 5 minutes with our test tips is guaranteed to increase your score!
    You may know others who will be taking the Maryland Life & Health Insurance Exam or the Maryland Property & Casualty Exam... 
    Please share our Online Maryland Insurance School with them.
    Good luck with your exam!

    The Virtual Learning Experience is powered by

    Maryland approved insurance prelicense course