Illinois Online Insurance School

The TESTivity Virtual Learning Experience is a web based pre-license course that includes all the study material you could possibly need to prepare for (and pass) your Illinois Life, Accident & Health, Property & Casualty and Investment License exams.

--Matt Williams CLU, ChFC, CFP®


Simply because it is the best way to prepare for the Illinois insurance exam, at our insurance school we strongly suggest you enroll in the full test prep course--Virtual Learning Experience. To accommodate those Illinois insurance license candidates who only need part of the course, you may purchase prelicense study material/learning tools separately below.

The full course includes ALL of these learning tools.

What our students have to say...

I can't say enough good things about Latitude Online Insurance School.

The training is comprehensive, easy to understand and was the main reason for my success in the state exam.

Obviously, you get as much out of any training as the energy you put into it, but I enjoyed every minute of the online courses and tutorials. I was able to spend as much time as needed on each individual lesson, since the way the information is presented makes it easy for even a relative novice to understand.

This is by far the best program I've ever worked with and highly recommend it.

--Raymond, Life & Health Course

Wouldn’t change a thing!

It seems like they have this course perfected. I love the package deal you get for the price you pay.

--Lauren, Property & Casualty Course

Illinois Insurance School Study Material for the Licensing Exam--Product Samples

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Illinois Insurance Exam PreLicense Video Course

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Illinois Insurance Exam Virtual Text Book

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Illinois Insurance License Exam Audio Course

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Learning Games for the Illinois Insurance Exam

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Mind Mapping Graphics--Illinois Insurance Test Prep

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Online Illinois Insurance Exam Flash Cards 

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Illinois Insurance Test Practice Questions & Exam Simulator 

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Glossary of Insurance License Exam Terms

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Personal Coach--Illinois Insurance Exam Expert

EVERYTHING is included in our online Illinois insurance license course, the TESTivity Virtual Learning Experience.

Everything you need to know about how to get an insurance license in Illinois...

What are the questions on the Illinois insurance exam like? Do you have any sample insurance test questions?

    The questions in our insurance exam simulator are VERY representative of the questions on the Illinois state licensing exam. Here are a couple examples of what you can expect:
Illinois Insurance School Sample Practice Questions from the Licensing Exam

Illinois Property & Casualty Exam Questions

Tony owns an office building that is currently furnished and held for rent. What may it be described as?

  1. Unoccupied
  2. Partially occupied
  3. Vacant
  4. Uninsurable

Illinois Life & Health Exam Questions

Cory has a life insurance policy with a waiver of premium rider, she was disabled for 4 years, during which time the insurer paid over $3,200 in premiums. When Cory recovers she must?

  1. Resume paying the premiums as they become due
  2. Repay $3,200 premiums plus interest
  3. Show evidence of insurability
  4. Because the disability lasted over 3 years, the insurer will be responsible for premiums indefinitely

Illinois Insurance Regulations

In Illinois, a lapsed policy may be reinstated:

  1. within 1 year of policy lapse
  2. up to 90 days after the grace period expires
  3. never
  4. within 3 years of policy lapse

Answer: A

Vacancy means that a building, residence or insured premises is empty or unfurnished and there is no intent to return to the property by the insured, as interpreted by the insurer. Unoccupied means that no one is present but the building is furnished in some capacity; there may be an intent to return on the part of the insured.

Answer: A

When a disability does occur, the policy owner must keep the policy in force. The waiver of premium rider exempts the policy owner from having to make premium payments while he or she is disabled. Without this rider in effect, if the insured ceased making premium payments while disabled, he or she would receive benefit payments while disabled, but the policy would terminate when the disability ended. This rider specifies that premiums will be waived retroactively to the beginning of the disability if the disability lasts more than six consecutive months.

Answer: D 

If a policy lapses, Illinois insurance law allows the policy owner may apply to have the policy reinstated. The insured must provide evidence of insurability; and pay past-due premiums, any outstanding policy loans, and interest on the outstanding loan and past-due premiums. Reinstatement must be applied for within 3 years.

Insurance exam practice questions and the exam simulator are included in our online Illinois insurance license course, the TESTivity Virtual Learning Experience.

You can get more free insurance exam sample questions and and lots of other cool stuff on our Insurance Licensing Test Tips page (near the bottom under FREE insurance exam practice tests).


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Where is your Illinois insurance school located?

    The best way to prepare for your Illinois insurance exam is through the TESTivity Virtual Learning Experience, which is entirely online. Occasionally we are asked to provide a live insurance test prep class for a large group. When we teach class in the Chicago area we use a Willis Tower (formerly Sears Tower) conference room located at:

    233 S. Wacker Drive Chicago, IL 60606


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The Illinois Insurance Licensing Exam Virtual Learning Experience is AMAZING! This package includes EVERYTHING you need to pass the Illinois insurance licensing exam!

  • Interactive Video Course
  • Virtual Textbook
  • Audio Reinforcement
  • Virtual Flash Cards
  • TESTivity Mind Maps
  • Interactive Crossword Puzzles
  • Quizzes and Exam Simulator
Virtual Learning Experience--Illinois

Illinois Insurance School

Please take a minute to experience the learning tool samples through the menu above...You will agree, The TESTivity Virtual Learning Experience is the absolute best way to prepare for your Illinois state insurance licensing exam.

Thank you for visiting LATITUDE Insurance & Securities Test Prep's Illinois insurance school online licensing course. Before you leave, be sure to check out our Illinois insurance exam Test Tips page. Every question counts, spending just 5 minutes with our test tips is guaranteed to increase your score!
You may know others who will be taking the Illinois Life & Health Insurance Exam or the Illinois Property & Casualty Exam... 
Please share our Online Illinois Insurance School with them.
Good luck with your exam!

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Illinois approved insurance prelicense course