Idaho Online Insurance School

The TESTivity Virtual Learning Experience is a web based pre-license course that includes all the study material you could possibly need to prepare for (and pass) your Idaho Life, Accident & Health, Property & Casualty and Investment License exams.

--Matt Williams CLU, ChFC, CFP®


Simply because it is the best way to prepare for the Idaho insurance exam, at our insurance school we strongly suggest you enroll in the full test prep course--Virtual Learning Experience. To accommodate those Idaho insurance license candidates who only need part of the course, you may purchase prelicense study material/learning tools separately below.

The full course includes ALL of these learning tools.

What our students have to say...

"...THE best course I have ever taken"

This Insurance School is by far THE best course I have ever taken, when it comes to delivering on its promises. I passed my exams with total ease and never had an issue retaining information or experiencing learning difficulties. What I love the most is how they offer you literally all types of learning approaches for all the needs of people. I am personally a very visual person, so I could use the video courses, mind maps and crossword puzzles to help me retain what I learnt so much quicker. I am really happy to have stumbled upon this site!

--Josh, Idaho P&C Course

Wouldn’t change a thing!

It seems like they have this course perfected. I love the package deal you get for the price you pay.

--Lauren, Property & Casualty Course

Idaho Insurance School Study Material for the Licensing Exam--Product Samples

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Idaho Insurance Exam PreLicense Video Course

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Idaho Insurance Exam Virtual Text Book

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Idaho Insurance License Exam Audio Course

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Learning Games for the Idaho Insurance Exam

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Mind Mapping Graphics--Idaho Insurance Test Prep

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Online Idaho Insurance Exam Flash Cards 

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Idaho Insurance Test Practice Questions & Exam Simulator 

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Glossary of Insurance License Exam Terms

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Personal Coach--Idaho Insurance Exam Expert

EVERYTHING is included in our online Idaho insurance license course, the TESTivity Virtual Learning Experience.

Everything you need to know about how to get an insurance license in Idaho...

What are the questions on the Idaho insurance exam like? Do you have any sample insurance test questions?

    The questions in our insurance exam simulator are VERY representative of the questions on the Idaho state licensing exam. Here are a couple examples of what you can expect:
Idaho Insurance School Sample Practice Questions from the Licensing Exam

Idaho Property & Casualty Exam Questions

Which of the following is true regarding a liability insurance policy?

  1. It is a three party contract paying up to the limit of liability to the insurer
  2. It is a three party contract paying damages to an insured
  3. It involves two parties only
  4. It is a two party contract paying damages to a third party

Idaho Life & Health Exam Questions

Mr. and Mrs. Scott had received annuity payments for 5 years. Mr. Scott died after living a trite, shallow and meaningless life. Mrs. Scott, however, was remarried to a much smarter and better looking man and continued to receive the monthly annuity payments. The payout option the Scotts' selected may have been any of the following EXCEPT:

  1. Straight life annuity with Mr. Scott as the annuitant
  2. Life annuity with period certain with Mr. Scott as the annuitant
  3. Refund annuity with Mrs. Scott as the annuitant
  4. Joint life annuity with both Mr. and Mrs. Scott as annuitants

Idaho Insurance Regulations

In Idaho, a lapsed policy may be reinstated:

  1. within 1 year of policy lapse
  2. up to 90 days after the grace period expires
  3. never
  4. within 3 years of policy lapse

Answer: D

Liability protection is sometimes referred to as third party coverage. While property insurance contracts have two parties (the insured and insurer), liability insurance also involves a third party. The third party is the person sustaining an injury who may take legal action against the insured. While a liability insurance contract is a two-party contract, it may make claim payments to a third party.

Answer: A

With straight life annuity with Mr. Scott as the annuitant the payment would cease at Mr. Scott's death. Any of the others may continue to pay.

Answer: D 

If a policy lapses, Illinois insurance law allows the policy owner may apply to have the policy reinstated. The insured must provide evidence of insurability; and pay past-due premiums, any outstanding policy loans, and interest on the outstanding loan and past-due premiums. Reinstatement must be applied for within 3 years.

Insurance exam practice questions and the exam simulator are included in our online Idaho insurance license course, the TESTivity Virtual Learning Experience.

You can get more free insurance exam sample questions and and lots of other cool stuff on our Insurance Licensing Test Tips page (near the bottom under FREE insurance exam practice tests).


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Where is your Idaho insurance school located?

    The best way to prepare for your Idaho insurance exam is through the TESTivity Virtual Learning Experience, which is entirely online. Occasionally we are asked to provide a live insurance test prep class for a large group. When we teach class in the Boise area we use the Idaho Street Office Center conference room located at:

    702 W. Idaho Street Boise, ID 83702


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The Idaho Insurance Licensing Exam Virtual Learning Experience is AMAZING! This package includes EVERYTHING you need to pass the Idaho insurance licensing exam!

  • Interactive Video Course
  • Virtual Textbook
  • Audio Reinforcement
  • Virtual Flash Cards
  • TESTivity Mind Maps
  • Interactive Crossword Puzzles
  • Quizzes and Exam Simulator
Virtual Learning Experience--Idaho

Idaho Insurance School

Please take a minute to experience the learning tool samples through the menu above...You will agree, The TESTivity Virtual Learning Experience is the absolute best way to prepare for your Idaho state insurance licensing exam.

Thank you for visiting LATITUDE Insurance & Securities Test Prep's Idaho insurance school online licensing course. Before you leave, be sure to check out our Idaho insurance exam Test Tips page. Every question counts, spending just 5 minutes with our test tips is guaranteed to increase your score!
You may know others who will be taking the Idaho Life & Health Insurance Exam or the Idaho Property & Casualty Exam... 
Please share our Online Idaho Insurance School with them.
Good luck with your exam!

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