Iowa Online Insurance School

The TESTivity Virtual Learning Experience is a web based pre-license course that includes all the study material you could possibly need to prepare for (and pass) your Iowa Life, Accident & Health, Property & Casualty and Investment License exams.

--Matt Williams CLU, ChFC, CFP®


Simply because it is the best way to prepare for the Iowa insurance exam, at our insurance school we strongly suggest you enroll in the full test prep course--Virtual Learning Experience. To accommodate those Iowa insurance license candidates who only need part of the course, you may purchase prelicense study material/learning tools separately below.

The full course includes ALL of these learning tools.

What our students have to say...

I can't say enough good things about Latitude Online Insurance School.

The training is comprehensive, easy to understand and was the main reason for my success in the state exam.

Obviously, you get as much out of any training as the energy you put into it, but I enjoyed every minute of the online courses and tutorials. I was able to spend as much time as needed on each individual lesson, since the way the information is presented makes it easy for even a relative novice to understand.

This is by far the best program I've ever worked with and highly recommend it.

--Raymond, Life & Health Course

Wouldn’t change a thing!

It seems like they have this course perfected. I love the package deal you get for the price you pay.

--Lauren, Property & Casualty Course

Iowa Insurance School Study Material for the Licensing Exam--Product Samples

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Iowa Insurance Exam PreLicense Video Course

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Iowa Insurance Exam Virtual Text Book

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Iowa Insurance License Exam Audio Course

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Learning Games for the Iowa Insurance Exam

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Mind Mapping Graphics--Iowa Insurance Test Prep

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Online Iowa Insurance Exam Flash Cards 

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Iowa Insurance Test Practice Questions & Exam Simulator 

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Glossary of Insurance License Exam Terms

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Personal Coach--Iowa Insurance Exam Expert

EVERYTHING is included in our online Iowa insurance license course, the TESTivity Virtual Learning Experience.

Everything you need to know about how to get an insurance license in Iowa...

What are the questions on the Iowa insurance exam like? Do you have any sample insurance test questions?

    The questions in our insurance exam simulator are VERY representative of the questions on the Iowa state licensing exam. Here are a couple examples of what you can expect:
Iowa Insurance School Sample Practice Questions from the Licensing Exam

Iowa Property & Casualty Exam Questions

Under a Commercial Property form, newly acquired property purchased during the policy period is protected automatically for up to ______________.

  1. 15 days
  2. 20 days
  3. 30 days
  4. 45 days

Iowa Life & Health Exam Questions

What is the premium called that includes mortality rates, the insurer’s assumed interest, and the policy's share of the company's operating expenses?

  1. Substandard premium
  2. Net premium
  3. Annualized premium
  4. Gross premium

Iowa Insurance Regulations

In Iowa, a lapsed policy may be reinstated:

  1. within 1 year of policy lapse
  2. up to 90 days after the grace period expires
  3. never
  4. within 3 years of policy lapse

Answer: C

Alterations and New Buildings coverage extends coverage to buildings under construction at the described location. Coverage is also provided for newly acquired locations up to a maximum of $100,000.

The insured may extend the insurance on the building to apply to a new building while being built on the described premises and buildings acquired at other locations intended for similar use or as a warehouse. Insurance under this extension for each newly acquired or constructed property will end when:

The policy expires


30 days after the insured acquires or begins construction on the property

Answer: D

The mortality and expense factors make up what is called the net premium. The addition of an interest factor creates the gross premium charged to the insured.

Answer: D 

If a policy lapses, Iowa insurance law allows the policy owner may apply to have the policy reinstated. The insured must provide evidence of insurability; and pay past-due premiums, any outstanding policy loans, and interest on the outstanding loan and past-due premiums. Reinstatement must be applied for within 3 years.

Insurance exam practice questions and the exam simulator are included in our online Iowa insurance license course, the TESTivity Virtual Learning Experience.

You can get more free insurance exam sample questions and and lots of other cool stuff on our Insurance Licensing Test Tips page (near the bottom under FREE insurance exam practice tests).


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Where is your Iowa insurance school located?

    The best way to prepare for your Iowa insurance exam is through the TESTivity Virtual Learning Experience, which is entirely online. Occasionally we are asked to provide a live insurance test prep class for a large group. When we teach class in the Des Moines area we use the Court Avenue Suites conference room located at:

    309 Court Avenue Des Moines, IA 50309


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The Iowa Insurance Licensing Exam Virtual Learning Experience is AMAZING! This package includes EVERYTHING you need to pass the Iowa insurance licensing exam!

  • Interactive Video Course
  • Virtual Textbook
  • Audio Reinforcement
  • Virtual Flash Cards
  • TESTivity Mind Maps
  • Interactive Crossword Puzzles
  • Quizzes and Exam Simulator
Virtual Learning Experience--Iowa

Iowa Insurance School

Please take a minute to experience the learning tool samples through the menu above...You will agree, The TESTivity Virtual Learning Experience is the absolute best way to prepare for your Iowa state insurance licensing exam.

Thank you for visiting LATITUDE Insurance & Securities Test Prep's Iowa insurance school online licensing course. Before you leave, be sure to check out our Iowa insurance exam Test Tips page. Every question counts, spending just 5 minutes with our test tips is guaranteed to increase your score!
You may know others who will be taking the Iowa Life & Health Insurance Exam or the Iowa Property & Casualty Exam... 
Please share our Online Iowa Insurance School with them.
Good luck with your exam!

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Iowa approved insurance prelicense course