North Carolina Online Insurance School

The TESTivity Virtual Learning Experience is a web based pre-license course that includes all the study material you could possibly need to prepare for (and pass) your North Carolina Life, Accident & Health, Property & Casualty and Investment License exams.

--Matt Williams CLU, ChFC, CFP®


Simply because it is the best way to prepare for the North Carolina insurance exam, at our insurance school we strongly suggest you enroll in the full test prep course--Virtual Learning Experience. To accommodate those North Carolina insurance license candidates who only need part of the course, you may purchase prelicense study material/learning tools separately below.

The full course includes ALL of these learning tools.

What our students have to say...

"I like how there is a quiz after every module..."

This online course is incredible! It is very easy to navigate and the content is very helpful. It takes you through all the topics step by step and I like how there is a quiz after every module so that you can test your knowledge of the certain area of insurance you went over. My favorite part of the course was learning about Whole life insurance.

--Nancy, North Carolina Life Insurance Licensing Course

Wouldn’t change a thing!

It seems like they have this course perfected. I love the package deal you get for the price you pay.

--Lauren, Property & Casualty Course

North Carolina Insurance School Study Material for the Licensing Exam--Product Samples

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North Carolina Insurance Exam PreLicense Video Course

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North Carolina Insurance Exam Virtual Text Book

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North Carolina Insurance License Exam Audio Course

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Learning Games for the North Carolina Insurance Exam

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Mind Mapping Graphics--North Carolina Insurance Test Prep

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Online North Carolina Insurance Exam Flash Cards 

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North Carolina Insurance Test Practice Questions & Exam Simulator 

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Glossary of Insurance License Exam Terms

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Personal Coach--North Carolina Insurance Exam Expert

EVERYTHING is included in our online North Carolina insurance license course, the TESTivity Virtual Learning Experience.

Everything you need to know about how to get an insurance license in North Carolina...

Is TESTivity an "approved provider" in North Carolina?

    A state-approved pre-licensing education course is required in North Carolina before sitting for the state licensing exam. While North Carolina allows potential agents to prepare for their insurance license online, the North Carolina Department of Insurance has NOT approved the Virtual Learning Experience as a pre-licensing course. Until we are approved, this course is offered as a supplement to an approved course whereas it will NOT satisfy your full pre-licensing requirement.

What are the questions on the North Carolina insurance exam like? Do you have any sample insurance test questions?

    The questions in our insurance exam simulator are VERY representative of the questions on the North Carolina state licensing exam. Here are a couple examples of what you can expect:
North Carolina Insurance School Sample Practice Questions from the Licensing Exam

North Carolina Property & Casualty Exam Questions

Which type of receipt would obligate the insurer to pay a claim during the underwriting period?

  1. binding
  2. binded
  3. conditional
  4. guaranteed

North Carolina Life & Health Exam Questions

Collateral for a policy loan is?

  1. Not required
  2. Only required for a loan over $10,000
  3. The cash value of the policy
  4. Is the death benefit of the policy, which is reduced by the amount of the loan

North Carolina Insurance Regulations

If the wording on a health insurance policy conflicts with North Carolina state law which of the following is true?

  1. Policy provisions that are in conflict with any state statutes where the insured resides are automatically amended to conform to the minimum requirements of the statute
  2. States must revise their regulations to conform to policies written in another state and approved by that states' Insurance Commissioner
  3. Policy provisions that are in conflict with any state statutes where the insured resides are automatically amended to conform to the maximum requirements of the statute
  4. Policies with conflicting wording will result in revocation of the producer's license

Answer: A

A binding receipt is the most restrictive from the insurer's viewpoint. When an agent gives a binding receipt, the company is bound to the terms of the contract being applied for.

Answer: C

The cash value in the policy is the collateral. No insurer will extend a policy loan that exceeds the policy’s cash value.


State law will always prevail over the wording of an insurance policy.

Insurance exam practice questions and the exam simulator are included in our online North Carolina insurance license course, the TESTivity Virtual Learning Experience.

You can get more free insurance exam sample questions and and lots of other cool stuff on our Insurance Licensing Test Tips page (near the bottom under FREE insurance exam practice tests).


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Where is your North Carolina insurance school located?

    The best way to prepare for your North Carolina insurance exam is through the TESTivity Virtual Learning Experience, which is entirely online. Occasionally we are asked to provide a live insurance test prep class for a large group. When we teach class in the Charlotte area we use the South Park Center conference room located at:

    6135 Park South Drive Charlotte, NC 28210


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The North Carolina Insurance Licensing Exam Virtual Learning Experience is AMAZING! This package includes EVERYTHING you need to pass the North Carolina insurance licensing exam!

  • Interactive Video Course
  • Virtual Textbook
  • Audio Reinforcement
  • Virtual Flash Cards
  • TESTivity Mind Maps
  • Interactive Crossword Puzzles
  • Quizzes and Exam Simulator
Virtual Learning Experience--North Carolina

North Carolina Insurance School

Please take a minute to experience the learning tool samples through the menu above...You will agree, The TESTivity Virtual Learning Experience is the absolute best way to prepare for your North Carolina state insurance licensing exam.

Thank you for visiting LATITUDE Insurance & Securities Test Prep's North Carolina insurance school online licensing course. Before you leave, be sure to check out our North Carolina insurance exam Test Tips page. Every question counts, spending just 5 minutes with our test tips is guaranteed to increase your score!
You may know others who will be taking the North Carolina Life & Health Insurance Exam or the North Carolina Property & Casualty Exam... 
Please share our Online North Carolina Insurance School with them.
Good luck with your exam!

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North Carolina approved insurance prelicense course