New Jersey Online Insurance School

The TESTivity Virtual Learning Experience is a web based pre-license course that includes all the study material you could possibly need to prepare for (and pass) your New Jersey Life, Accident & Health, Property & Casualty and Investment License exams.

--Matt Williams CLU, ChFC, CFP®


Simply because it is the best way to prepare for the New Jersey insurance exam, at our insurance school we strongly suggest you enroll in the full test prep course--Virtual Learning Experience. To accommodate those New Jersey insurance license candidates who only need part of the course, you may purchase prelicense study material/learning tools separately below.

The full course includes ALL of these learning tools.

What our students have to say...

"...instructor is highly skilled at breaking down insurance terms"

This course has something for everyone and also includes the more standard forms of study aids like flash cards, puzzles and quizzes. Another great highlight of this program is that the instructor is highly skilled at breaking down insurance terms by providing real-world examples to help the student gain more than just a rudimentary understanding of a concept. Throughout all of the training videos are comprehension questions that help to imprint the information on the mind. The virtual instructor is also mindful as he provides possible variations of questions that may appear on the exams, helping you to understand and know how the questions will be presented and asked. Overall, this is a great course that I highly recommend! It’s a wonderful guide and study tool, designed to help you pass your insurance exams!

--Lee, New Jersey L&H Insurance Licensing Course

Wouldn’t change a thing!

It seems like they have this course perfected. I love the package deal you get for the price you pay.

--Lauren, Property & Casualty Course

New Jersey Insurance School Study Material for the Licensing Exam--Product Samples

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New Jersey Insurance Exam PreLicense Video Course

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New Jersey Insurance Exam Virtual Text Book

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New Jersey Insurance License Exam Audio Course

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Learning Games for the New Jersey Insurance Exam

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Mind Mapping Graphics--New Jersey Insurance Test Prep

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Online New Jersey Insurance Exam Flash Cards 

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New Jersey Insurance Test Practice Questions & Exam Simulator 

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Glossary of Insurance License Exam Terms

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Personal Coach--New Jersey Insurance Exam Expert

EVERYTHING is included in our online New Jersey insurance license course, the TESTivity Virtual Learning Experience.

Everything you need to know about how to get an insurance license in New Jersey...

What are the questions on the New Jersey insurance exam like? Do you have any sample insurance test questions?

    The questions in our insurance exam simulator are VERY representative of the questions on the New Jersey state licensing exam. Here are a couple examples of what you can expect:
New Jersey Insurance School Sample Practice Questions from the Licensing Exam

New Jersey Property & Casualty Exam Questions

How does an insurance company transfer risk?

  1. Endorsements
  2. Reinsurance
  3. Pro-rata premium transfers
  4. By submitting policy forms to the director

New Jersey Life & Health Exam Questions

An accounting measure used to calculate an annuity owner's interest in a variable annuity’s separate account before the payments begin is called?

  1. Separate account
  2. Accumulation unit
  3. Annuity unit
  4. Exclusion ratio

New Jersey Insurance Regulations

In New Jersey, a lapsed policy may be reinstated:

  1. within 1 year of policy lapse
  2. up to 90 days after the grace period expires
  3. never
  4. within 3 years of policy lapse

Answer: B

Reinsurance is a contract between insurers that exists when one insurer (the reinsurer) agrees to accept a portion of a risk covered by another insurer (typically a smaller company). The ceding company is responsible for any coverage it has written, but will have a legitimate claim against the reinsurer for any portion of its loss that is reinsured.

Answer: B

The accumulation stage is the period when the owner is investing money into the contract. During the accumulation stage, the cash value in the annuity is invested in shares of open-end investment companies or UITs called accumulation units.

Answer: D 

If a policy lapses, New Jersey insurance law allows the policy owner may apply to have the policy reinstated. The insured must provide evidence of insurability; and pay past-due premiums, any outstanding policy loans, and interest on the outstanding loan and past-due premiums. Reinstatement must be applied for within 3 years.

Insurance exam practice questions and the exam simulator are included in our online New Jersey insurance license course, the TESTivity Virtual Learning Experience.

You can get more free insurance exam sample questions and and lots of other cool stuff on our Insurance Licensing Test Tips page (near the bottom under FREE insurance exam practice tests).


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Where is your New Jersey insurance school located?

    The best way to prepare for your New Jersey insurance exam is through the TESTivity Virtual Learning Experience, which is entirely online. Occasionally we are asked to provide a live insurance test prep class for a large group. When we teach class in the Bridgewater area we use the Bridgewater Business Center conference room located at:

    991 US Highway 22 Bridgewater, NJ 08807


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The New Jersey Insurance Licensing Exam Virtual Learning Experience is AMAZING! This package includes EVERYTHING you need to pass the New Jersey insurance licensing exam!

  • Interactive Video Course
  • Virtual Textbook
  • Audio Reinforcement
  • Virtual Flash Cards
  • TESTivity Mind Maps
  • Interactive Crossword Puzzles
  • Quizzes and Exam Simulator
Virtual Learning Experience--New Jersey

New Jersey Insurance School

Please take a minute to experience the learning tool samples through the menu above...You will agree, The TESTivity Virtual Learning Experience is the absolute best way to prepare for your New Jersey state insurance licensing exam.

Thank you for visiting LATITUDE Insurance & Securities Test Prep's New Jersey insurance school online licensing course. Before you leave, be sure to check out our New Jersey insurance exam Test Tips page. Every question counts, spending just 5 minutes with our test tips is guaranteed to increase your score!
You may know others who will be taking the New Jersey Life & Health Insurance Exam or the New Jersey Property & Casualty Exam... 
Please share our Online New Jersey Insurance School with them.
Good luck with your exam!

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New Jersey approved insurance prelicense course