Maine Online Insurance School

The TESTivity Virtual Learning Experience is a web based pre-license course that includes all the study material you could possibly need to prepare for (and pass) your Maine Life, Accident & Health, Property & Casualty and Investment License exams.

--Matt Williams CLU, ChFC, CFP®


Simply because it is the best way to prepare for the Maine insurance exam, at our insurance school we strongly suggest you enroll in the full test prep course--Virtual Learning Experience. To accommodate those Maine insurance license candidates who only need part of the course, you may purchase prelicense study material/learning tools separately below.

The full course includes ALL of these learning tools.

What our students have to say...

I can't say enough good things about Latitude Online Insurance School.

The training is comprehensive, easy to understand and was the main reason for my success in the state exam.

Obviously, you get as much out of any training as the energy you put into it, but I enjoyed every minute of the online courses and tutorials. I was able to spend as much time as needed on each individual lesson, since the way the information is presented makes it easy for even a relative novice to understand.

This is by far the best program I've ever worked with and highly recommend it.

--Raymond, Life & Health Course

Wouldn’t change a thing!

It seems like they have this course perfected. I love the package deal you get for the price you pay.

--Lauren, Property & Casualty Course

Maine Insurance School Study Material for the Licensing Exam--Product Samples

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Maine Insurance Exam PreLicense Video Course

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Maine Insurance Exam Virtual Text Book

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Maine Insurance License Exam Audio Course

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Learning Games for the Maine Insurance Exam

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Mind Mapping Graphics--Maine Insurance Test Prep

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Online Maine Insurance Exam Flash Cards 

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Maine Insurance Test Practice Questions & Exam Simulator 

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Glossary of Insurance License Exam Terms

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Personal Coach--Maine Insurance Exam Expert

EVERYTHING is included in our online Maine insurance license course, the TESTivity Virtual Learning Experience.

Everything you need to know about how to get an insurance license in Maine...

What are the questions on the Maine insurance exam like? Do you have any sample insurance test questions?

    The questions in our insurance exam simulator are VERY representative of the questions on the Maine state licensing exam. Here are a couple examples of what you can expect:
Maine Insurance School Sample Practice Questions from the Licensing Exam

Maine Property & Casualty Exam Questions

Which of the following would be considered an errors and omissions loss?

  1. Inducing a policyholder to lapse his/her current policy intending to sell them a new one and collect a commission
  2. Forgetting to inform an insured to add needed coverage
  3. Misrepresenting the terms or conditions of a policy in order to make a sale
  4. Deliberately misrepresenting facts to an insured about policy coverage

Maine Life & Health Exam Questions

A payor rider is typically used with what type of policy?

  1. A whole life policy
  2. A juvenile life insurance policy
  3. All term policies
  4. Universal life policy

Maine Insurance Regulations

In Maine, a lapsed policy may be reinstated:

  1. within 1 year of policy lapse
  2. up to 90 days after the grace period expires
  3. never
  4. within 3 years of policy lapse

Answer: B

E&O insurance pays for liability arising out of the performance of one's professional duties due to negligence. For example, if an insurance agent makes an inadequate recommendation to a customer. Intentional misrepresentations are not covered.

Answer: B

The payor benefit rider is generally used with juvenile policies, providing that premium payments will be waived if the parent, who is paying for the policy, dies or becomes disabled before the insured reaches the age specified in the policy.

Answer: D 

If a policy lapses, Maine insurance law allows the policy owner may apply to have the policy reinstated. The insured must provide evidence of insurability; and pay past-due premiums, any outstanding policy loans, and interest on the outstanding loan and past-due premiums. Reinstatement must be applied for within 3 years.

Insurance exam practice questions and the exam simulator are included in our online Maine insurance license course, the TESTivity Virtual Learning Experience.

You can get more free insurance exam sample questions and and lots of other cool stuff on our Insurance Licensing Test Tips page (near the bottom under FREE insurance exam practice tests).


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Where is your Maine insurance school located?

    The best way to prepare for your Maine insurance exam is through the TESTivity Virtual Learning Experience, which is entirely online. Occasionally we are asked to provide a live insurance test prep class for a large group. When we teach class in the Portland area we use the Maine Business Center conference room located at:

    415 Congress Street Portland, ME 04101


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The Maine Insurance Licensing Exam Virtual Learning Experience is AMAZING! This package includes EVERYTHING you need to pass the Maine insurance licensing exam!

  • Interactive Video Course
  • Virtual Textbook
  • Audio Reinforcement
  • Virtual Flash Cards
  • TESTivity Mind Maps
  • Interactive Crossword Puzzles
  • Quizzes and Exam Simulator
Virtual Learning Experience--Maine

Maine Insurance School

Please take a minute to experience the learning tool samples through the menu above...You will agree, The TESTivity Virtual Learning Experience is the absolute best way to prepare for your Maine state insurance licensing exam.

Thank you for visiting LATITUDE Insurance & Securities Test Prep's Maine insurance school online licensing course. Before you leave, be sure to check out our Maine insurance exam Test Tips page. Every question counts, spending just 5 minutes with our test tips is guaranteed to increase your score!
You may know others who will be taking the Maine Life & Health Insurance Exam or the Maine Property & Casualty Exam... 
Please share our Online Maine Insurance School with them.
Good luck with your exam!

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Maine approved insurance prelicense course