California Online Insurance School

The TESTivity Virtual Learning Experience is a web based pre-license course that includes all the study material you could possibly need to prepare for (and pass) your California Life, Accident & Health, Property & Casualty and Investment License exams.

--Matt Williams CLU, ChFC, CFP®


Simply because it is the best way to prepare for the California insurance exam, at our insurance school we strongly suggest you enroll in the full test prep course--Virtual Learning Experience. To accommodate those Californian insurance license candidates who only need part of the course, you may purchase prelicense study material/learning tools separately below.

The full course includes ALL of these learning tools.

What our students have to say...

I can't say enough good things about Latitude Online Insurance School.

The training is comprehensive, easy to understand and was the main reason for my success in the state exam.

Obviously, you get as much out of any training as the energy you put into it, but I enjoyed every minute of the online courses and tutorials. I was able to spend as much time as needed on each individual lesson, since the way the information is presented makes it easy for even a relative novice to understand.

This is by far the best program I've ever worked with and highly recommend it.

--Raymond, Life & Health Course

Wouldn’t change a thing!

It seems like they have this course perfected. I love the package deal you get for the price you pay.

--Lauren, Property & Casualty Course

California Insurance School Study Material for the Licensing Exam--Product Samples

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California Insurance Exam PreLicense Video Course

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California Insurance Exam Virtual Text Book

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California Insurance License Exam Audio Course

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Learning Games for the California Insurance Exam

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Mind Mapping Graphics--California Insurance Test Prep

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Online California Insurance Exam Flash Cards 

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California Insurance Test Practice Questions & Exam Simulator 

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Glossary of Insurance License Exam Terms

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Personal Coach--California Insurance Exam Expert

EVERYTHING is included in our online California insurance license course, the TESTivity Virtual Learning Experience.

Everything you need to know about how to get an insurance license in California...

What are the questions on the California insurance exam like? Do you have any sample insurance test questions?

    The questions in our insurance exam simulator are VERY representative of the questions on the California state licensing exam. Here are a couple examples of what you can expect:
California Insurance School Sample Practice Questions from the Licensing Exam

California Property & Casualty Exam Questions

The law of large numbers dictates:

  1. The larger the number of exposure units in a group, the more accurately the insurer can predict future losses of the group.
  2. Losses cannot be predicted with any degree of accuracy when the group is large.
  3. The larger the number of exposure units in a group, the more accurately the insurer can predict future losses of each individual exposure unit.
  4. With an optimal number of exposure units, future losses can be guaranteed.

California Life & Health Exam Questions

An annuity is a contract that is used to:

  1. Create an estate
  2. Provide for the Annuitants survivors
  3. Liquidate an estate by a cash payment of a lump sum to the annuitant
  4. Liquidate an estate by providing a lifetime income through periodic payments to the annuitant

California Insurance Regulations

In California, a lapsed policy may be reinstated:

  1. within 1 year of policy lapse
  2. up to 90 days after the grace period expires
  3. never
  4. within 3 years of policy lapse

Answer: A

The larger the number of exposure units in the group, the more accurately the insurance company can predict future losses of the group as a whole. It is NOT possible to predict the probability of loss for each individual exposure unit in the group.

Answer: D

Annuities are insurance products, but they are not designed to provide protection in the event of premature death. An annuity protects against living too long and outliving one's financial resources. The payments from an annuity are based on the amount accumulated in the annuity and are guaranteed for a fixed period, commonly for life, in which case the annuitant cannot outlive the stream of monthly payments.

Answer: D 

If a policy lapses, California insurance law allows the policy owner may apply to have the policy reinstated. The insured must provide evidence of insurability; and pay past-due premiums, any outstanding policy loans, and interest on the outstanding loan and past-due premiums. Reinstatement must be applied for within 3 years.

Insurance exam practice questions and the exam simulator are included in our online California insurance license course, the TESTivity Virtual Learning Experience.

You can get more free insurance exam sample questions and and lots of other cool stuff on our Insurance Licensing Test Tips page (near the bottom under FREE insurance exam practice tests).


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Where is your California insurance school located?

    The best way to prepare for your California insurance exam is through the TESTivity Virtual Learning Experience, which is entirely online. Occasionally we are asked to provide a live insurance test prep class for a large group. When we teach class in the Los Angeles area we use the Sepulveda Business Center conference room located at:

    58939 S. Sepulveda Blvd Los Angeles, CA 90045


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The California Insurance Licensing Exam Virtual Learning Experience is AMAZING! This package includes EVERYTHING you need to pass the California insurance licensing exam!

  • Interactive Video Course
  • Virtual Textbook
  • Audio Reinforcement
  • Virtual Flash Cards
  • TESTivity Mind Maps
  • Interactive Crossword Puzzles
  • Quizzes and Exam Simulator
Virtual Learning Experience--California

California Insurance School

Please take a minute to experience the learning tool samples through the menu above...You will agree, The TESTivity Virtual Learning Experience is the absolute best way to prepare for your California state insurance licensing exam.

Thank you for visiting LATITUDE Insurance & Securities Test Prep's California insurance school online licensing course. Before you leave, be sure to check out our California insurance exam Test Tips page. Every question counts, spending just 5 minutes with our test tips is guaranteed to increase your score!
You may know others who will be taking the California Life & Health Insurance Exam or the California Property & Casualty Exam... 
Please share our Online California Insurance School with them.
Good luck with your exam!

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California approved insurance prelicense course